If both Verizon Fios and Xfinity serve your home, compare the internet-only bill and upload speed before adding a phone bundle. Fios can be attractive for large uploads; Xfinity’s five-year base-price offer may suit a household that values a longer price window. Neither provider is the right choice everywhere, and a city-level availability result is not confirmation for your apartment.
Verizon Fios vs Xfinity prices
These public U.S. offers were checked on November 4, 2026. The prices below assume eligible Auto Pay and paperless billing, without adding a mobile line. They are not quotes for a particular address. See the current Verizon Fios offers and Xfinity internet offers before ordering.
| Provider and plan | Monthly price | Base-price guarantee |
|---|---|---|
| Fios 300 Mbps | $30 | 3 years |
| Fios 500 Mbps | $65 | 3 years |
| Fios 1 Gig | $80 | 5 years |
| Xfinity 300 Mbps | $45 | 5 years |
| Xfinity 500 Mbps | $50 | 5 years |
| Xfinity 1 Gig | $60 | 5 years |
Verizon’s displayed Fios pricing includes taxes and fees. Xfinity says taxes and fees are extra and subject to change; its current new-customer offer ends December 1. Both require service availability and eligibility. Check that Verizon actually offers Fios fiber, rather than Verizon 5G Home Internet, at your full address and unit number.
Auto Pay, one-year deals and renewal prices
For a new Fios Auto Pay discount, Verizon requires paper-free billing and a bank account or Verizon Visa Card. Paying with another card does not automatically qualify. Turning off Auto Pay in the public price preview raised these three Fios prices to $40, $75 and $90, respectively, with mobile benefits still turned off.
Xfinity requires a stored bank account and paperless billing for the displayed prices; otherwise an additional $10 per month applies. Its separate $40 offer for 300 Mbps lasts one year, not five. Do not compare that first-year price with a longer guarantee as if both last equally long.
A price guarantee protects the specified base rate, not every bill item. Fios excludes setup, extra equipment, discounts, promotions and third-party services. Xfinity’s five-year guarantee explanation likewise separates the base rate from taxes, fees and installation, and says regular rates apply afterward. Neither page supplies a guaranteed nationwide renewal price for every future customer.
Keep optional mobile offers separate. A free phone line for one year is not a free line for the whole internet price-guarantee period. Add the later phone charge to your comparison if you plan to keep it.
Compare upload, not just the download headline
Verizon’s Fios comparison page lists advertised wired speeds up to 300/300 Mbps and 500/500 Mbps. Its 1 Gig tier is up to 940 Mbps download and 880 Mbps upload, so do not assume every Fios tier has identical download and upload numbers. WiFi results can differ.
For Xfinity, retrieve the Broadband Facts label for the available plan at your address. Read its typical upload speed instead of guessing from the download tier. The label’s price may also exclude Auto Pay discounts, so reconcile it with the order summary rather than treating the two numbers as an unexplained discrepancy.
Upload deserves more weight if you send large work files, back up photos to the cloud or share the connection among several video calls. If your main problem is a weak bedroom signal, a faster download plan alone may not solve it. The fiber versus cable guide explains the connection difference without treating it as a guarantee about every room’s WiFi.
Equipment, setup and returns
Fios includes a router on these tiers; its comparison lists Whole-Home WiFi with 1 Gig. Xfinity’s current offers include WiFi equipment and unlimited data, with no annual contract. An older account may have different terms: Xfinity’s broadband disclosure still describes data-usage plans with thresholds and possible extra charges. Do not assume an existing bill automatically gets the new offer.
Verizon says a $99 setup charge may apply. Ask whether installation needs a technician, new cable routing or landlord permission. For Xfinity, ask whether the existing coax outlet is usable and whether installation costs extra. Its same-day setup language is qualified by availability; an outlet on the wall does not prove activation is ready.
Included hardware is not necessarily yours to keep. The Fios customer agreement requires instructed equipment returns within 30 days to avoid charges, but equipment marked as Verizon property that must remain on the premises should stay. Confirm which items to return, follow the provider’s instructions and keep the receipt. Do not pull out the installed fiber terminal yourself.
Work out the cost for your stay
As a simple example, 24 months at the displayed Fios 300 Mbps Auto Pay rate is $720; 24 months at Xfinity’s five-year 300 Mbps offer is $1,080. This is arithmetic on the advertised service prices, not a complete bill or a promise that you qualify. Add applicable setup, installation, extra equipment and taxes, then subtract only confirmed credits.
Fios currently advertises two months on us, but eligible customers pay the first bill; the credits arrive in the third and fourth billing cycles. Cancellation ends the credits. Do not budget as if the first two bills will be zero, and do not subtract a promotional gift card before checking its eligibility and redemption terms.
For the Xfinity one-year offer, calculate year one separately and obtain the later rate before estimating year two. If you are moving soon, a five-year guarantee may matter less than installation and cancellation logistics. Use the internet plan fee checklist to capture charges outside the monthly headline.
Four checks before you switch
- Save both address-specific order summaries. Confirm the service type, upload, payment method, guarantee and full installation charge.
- Keep phone bundles and gift cards out of the basic internet comparison. Add them back only if you want them and understand the later cost.
- Activate the new line before cancelling the old one if avoiding downtime matters. Test wired download and upload, then calls and WiFi in the rooms you use.
- Compare the first bill with the saved offer. Follow the old provider’s cancellation and equipment-return instructions, rather than assuming a new installation cancels everything.
Choose Fios when its available upload and complete price fit your needs. Choose Xfinity when its address-specific offer provides enough upload and a better overall deal for your stay. We have not conducted a side-by-side service test; neither a national marketing claim nor another neighborhood’s experience can settle your home’s result.